How to fix a bad credit record

Having a bank account does not guarantee that you will get credit.  A credit check will be conducted (with your permission) and if you have a bad credit record, your application may be rejected.

So how do you fix a bad credit record? Paying off your debts is a good start, so talk to your bank about the best way to manage your money so that you can pay off what you owe.

Another good way to manage your debt is to speak to a debt counsellor.  This is a credit expert registered with the National Credit Regulator (NCR) and is qualified to give you budget advice, support and help with credit providers.

Login or Register

Select your online banking platform

Standard Bank App