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Business Term Loan

Business Term Loan
Business Term Loan

Business Term Loan

Larger lending, for expanded business operations


  • Fixed monthly instalments



Minimum loan amount R50 000

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About the Business Term Loan

Sometimes a leap forward in your business needs a bigger capital outlay than you have available. The Business Term Loan offers long-term lending with the certainty of prearranged monthly instalments.

How it works
How it works

How it works

How it works

  • On approval, the money will be paid into your Business Current Account On approval, the money is paid into your Business Current Account
  • Monthly instalments are calculated on application, and will not change over the term of your loan repayment Monthly instalments are calculated on application
  • When the prime interest rate goes down, your loan term reduces, and you pay it off faster Instalments do not change over the term of your repayment
  • When the prime interest rate goes up, your repayment stays the same and loan term increases, allowing you to manage your business cash-flow When the interest rate decreases, your repayment stays the same, but the term shortens
What you get
What it costs

What it costs

What it costs

  • Monthly instalments cover capital and interest
  • When interest rates go up, the repayment term is extended, so your monthly installment does not go up When interest rates go up, your term is extended, and monthly instalments stay the same
  • View account fees here View our Pricing Guide here

What this means for you

  • You can raise capital to grow or expand your business
  • Set monthly instalments for better cash-flow planning

Enquire about a Business Term Loan

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