Standard Insurance Limited (SIL) Touch Up

The policy provides cover to vehicle and asset finance customers, for the repair or restoration of minor dents, chips and scratches to their vehicle

Click here to download the full Touch Up Product Summary

Target Market
New and existing vehicle and asset finance account holders without a minor dent and scratch repair policy

  • Highlights

    The policy covers

    • The policy covers all passenger and light commercial vehicles with a gross vehicle mass of < 3,500 kg.


    Excluded are

    • Motor Cycles
    • Caravans / motor homes
    • Trailers
    • Boats
    • Taxis
  • Related Products

  • Contact Us

    Tel: 0860 999 334

    Claims
    In the event of a claim, the insured must advise SMART , telephonically of the occurrence on their Customer Care Line 0860 111 251

  • Show Me More

    • Cover/limit & excess
      This policy limits cover to damage of not more than R3 000 for each claim inclusive of VAT. There will be no cover if the cost of repairs, irrespective of the size of the damage, is more than this limit
    • Cover Definitions
    Dent An area not exceeding 15cm in diameter. Where any part of the body panel and/or plastic/vinyl/hardened rubber trim part has been ripped or torn, the damage shall not be defined as a dent and shall not be covered under this policy.
    Chip An area not exceeding 3 mms in diameter
    Scratch An area not exceeding 15cm in length and not extending over two of more adjacent body panels. For the purposes of this policy, repair of a scratch does not include polish of the vehicle.
    Mag Wheel Scratches An area not exceeding 15cm in length or diameter. Where any part of the mag wheel is bent or buckled then it shall not be defined as a mag wheel scratch repair and shall not be covered by this insurance. The policy will pay for the repairs up to the maximum limit per claim.
    Tar Removal Where the Vehicle has been damaged due to tar, the policy will pay for the repairs up to the maximum limit per claim.



    Additional Resources

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