Gold Credit Card

Our Gold Credit Card offers you numerous free features that make it easier than ever to manage your finances.

Yours if you earn:
R 5 000 or more PM
Monthly fee
R 50.44
Benefits include:

About Gold Credit Card

How to qualify

  • You earn a monthly income of R 5 000 or more
  • You are 18 or older

Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.

Features and benefits

  • Get an extra movie ticket when you buy three tickets at Ster-Kinekor using your credit card (go to, click on the Clubs page and register for the Standard bank benefit).
  • 1GB AlwaysOn WiFi data a month for only R19 once off, valid for 12 months (go to, click on “Sign up” and pay with your credit card).
  • Get up to 30% off Emirates flights booked through Leisure Desk at or or at 087 236 6557.
  • Get 15% off Wine-of-the-Month purchases to the value of R500 or more (go to and enter promo code MASTERCARD on checkout).
  • Enjoy access to exclusive offers on the MasterCard Buy 1 get 1 app powered by The Entertainer (simply download the app from the Apple App Store or the Google Play App Store and then set your PIN and enter the first eight digits of your credit card number when prompted to enter KEY).
  • Get access to unique experiences with MasterCard Priceless Cities (go to and sign up to redeem offers).

What it costs

How to apply

What you'll need

  • Your ID book
  • A recent payslip / proof of income
  • Proof of home address (up to 3 months old)

Additional information

  • Personalised interest rate.
  • When paying at POS machines you can choose a straight purchase to pay for the full amount, or you can choose a budget option and pay for the purchase in monthly repayments over six to 60 months.
  • Bank on your phone – easily activate or disable POS, ATM or online card functionality.
  • Free, automatic basic travel insurance when you book and pay with your credit card.
  • Tap to Pay for repayments under R500. A PIN will be required for amounts over R500.
  • Free subscription to Online and Mobile Banking.
  • Credit limit of up to R100 000.
  • Free swipes on POS machines and online purchases.
  • Collect UCount Rewards points every time you swipe your Standard Bank Credit Card. Remember, you will collect a minimum of 45% more in UCount Rewards points when you pay using your credit card.
  • Affordable repayment terms – a minimum of 3% of the outstanding balance on your monthly repayments (a minimum of R25 if 3% is less than R25).
  • Use your card to draw cash from ATMs wherever you see a MasterCard®, Maestro or Cirrus sign.
  • Free, convenient automatic payment orders (APOs) for hassle-free account management.
  • Use your credit card anywhere in the world – just remember to tell us when you are travelling.
  • Free MyUpdates that tell you every time money leaves or enters your account.

Apply for a credit card

Enter your details and we'll call you back within 5 business hours to discuss your options

Your personal information will be securely managed in the strictest confidence and will not be shared with any third parties

More credit cards from Standard Bank

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