PERSONAL LOANS
Work out what you’ll be paying each month for the loan you want.

Personal Loans

Need a few upgrades to your lifestyle? Choose a fixed or flexible term loan that best suits your needs.

What you will need to apply
1Your SA ID number
2Proof of residence not older than 3 months
3Last 3 months proof of income

Find out how much you qualify for

Apply now in less than a minute, it’s that easy!

Your personal information will be securely managed in the strictest confidence and will not be shared with any third parties

Why choose a Standard Bank personal loan

The term and repayment amount don’t change, helping you to budget more effectively.

  • A personalised interest rate
  • Choose to repay your loan over 12 to 72 months
  • The option of extending or revolving your loan term
  • No early termination fees
  • Increase your rewards tier as a Ucount member
  • Funds are paid straight into your current account
  • Maximum annual percent rate is prime + 17.5%. Where prime is currently 10.25%, the annual percent rate is 27.75%