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Personal Current Account

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Join the banking revolution with easy and convenient 24/7 access to online bank platforms through your personal current account.

Some of the benefits

Flexibility

Pay in cheques and dividend warrants and 3rd party withdrawals

Speed

Bank online anytime, anywhere

Cash

Apply for an overdraft in minutes

Mobility

Download the app. No need to go into a branch
What you get
  • A MasterCard debit card so you can access your money at any time.
  • Online banking platforms to transact 24/7
  • Access your account with our mobile app and by USSD - *909#.
  • Overdrafts are easy and quick to access.
What it costs
  • Minimum account opening balance of N2,000.
  • Electronic Money Transfer Levy of N50 on every transaction above N10,000
  • Electronic Money Transfer Levy does not apply to salary accounts
  • Debit card issuance charge of N1 075

See product pricing guide on page below

How to get it

Existing account holders can issue an instruction to the Bank. If you dont already have a current account with us;

  • Application form
  • Two recent passport photographs of each signatory
  • Two suitable references - the referee must have a current account (Personal or Business)
  • A valid ID - a voters card, international passport or a driver's license
  • Proof of residential address such as electricity, water or waste bills (optional)
  • Valid residence permit for non-Nigerians
  • What you get
  • What it costs
  • How to get it
  • A MasterCard debit card so you can access your money at any time.
  • Online banking platforms to transact 24/7
  • Access your account with our mobile app and by USSD - *909#.
  • Overdrafts are easy and quick to access.
  • Minimum account opening balance of N2,000.
  • Electronic Money Transfer Levy of N50 on every transaction above N10,000
  • Electronic Money Transfer Levy does not apply to salary accounts
  • Debit card issuance charge of N1 075

See product pricing guide on page below

Existing account holders can issue an instruction to the Bank. If you dont already have a current account with us;

  • Application form
  • Two recent passport photographs of each signatory
  • Two suitable references - the referee must have a current account (Personal or Business)
  • A valid ID - a voters card, international passport or a driver's license
  • Proof of residential address such as electricity, water or waste bills (optional)
  • Valid residence permit for non-Nigerians