South Africa
Personal
Business
Wealth

Need help?

Personal accident plan

PER Insurance Personal Accident Plan Product Detail

Give your family the financial security of a lump-sum payout in the event of your death or permanent disability due to an accident. 

 

 

 

Some of the benefits

Global cover

Know you're covered worldwide 24/7 when you go on holiday

No medical

Acceptance is guaranteed, and there’s no need for a medical exam
What’s covered
  • Permanent disability up to R 1,5m 
  • Accidental death up to R 1,5m
  • Disappearance of the insured (death benefits are payable subject to policy terms and conditions)
See our underwriters

 

Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06).
Exclusions

You’re not covered in the event of:

  • Injury or death during war or service in the armed forces
  • Injury or death caused by drug or alcohol abuse
  • Self-inflicted injury or attempted suicide
  • Pregnancy (including childbirth, miscarriage or abortion)
  • Flying as a crew member
  • Illegal acts
What it costs
  • Premiums depend on the amount of cover you choose
  • There’s a 30-day, no-obligation period to cancel your policy
  • Cover is available for you, you and your spouse, you and your children, or your whole family
How to claim
  • Call us on 0860 123 999
  • Detailed information on submitting claims can be found in your policy documents
How to get it
  • What’s covered
  • Exclusions
  • What it costs
  • How to claim
  • How to get it
  • Permanent disability up to R 1,5m 
  • Accidental death up to R 1,5m
  • Disappearance of the insured (death benefits are payable subject to policy terms and conditions)
See our underwriters

 

Standard Bank Insurance Brokers (Pty) Ltd (Reg. No. 1978/002640/07) is an authorised financial services provider (FSP 224) and part of the Standard Bank Group. Underwritten by Standard Insurance Limited (SIL), SIL is a registered short–term insurance company (Reg. No. 1993/007593/06).

You’re not covered in the event of:

  • Injury or death during war or service in the armed forces
  • Injury or death caused by drug or alcohol abuse
  • Self-inflicted injury or attempted suicide
  • Pregnancy (including childbirth, miscarriage or abortion)
  • Flying as a crew member
  • Illegal acts
  • Premiums depend on the amount of cover you choose
  • There’s a 30-day, no-obligation period to cancel your policy
  • Cover is available for you, you and your spouse, you and your children, or your whole family
  • Call us on 0860 123 999
  • Detailed information on submitting claims can be found in your policy documents
Learn more
Funeral insurance
Do You Need Funeral Insurance?
What you need to know about funeral cover

Funerals can quickly become costly. With the right funeral plan, you have peace of mind knowing that in the event of your death, being laid to rest will not leave your loved ones burdened with debt.

Insurance
Types of Life Insurance
Types of life insurance policies

Ensure that you are covered for all eventualities with the appropriate life cover. Learn more about the types of life insurance here.

Credit cards
What is Credit Card Protection?
What you need to know about credit card protection

Credit card protection is important to protect yourself and your loved ones so that in the event of your death, disability or retrenchment, the outstanding balance on your credit card is covered.

Vehicle Finance
Why you need car loan protection insurance?
What you need to know about car loan protection insurance

A car loan protection insurance policy will cover the debt on your vehicle in the event of your death, disability, development of a dread disease or retrenchment.

We also offer
PER Insurance Life Cover Product Detail
Life cover

Apply for the amount of cover you will need to keep your family financially sound if something happens to you.

PER Insurance Credit Card Protection Plan
Credit card protection plan

Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.