Managing your debt
Your credit report is updated every month, so it’s important to meet all your payment obligations to ensure you can qualify for credit or financing in future.
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Managing your loans
Managing your loans
The best way to stay on top of your debt is to keep it simple. Try these four tips for better debt management.
Managing your credit
Managing your credit
Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing
Managing you bond arrears
Managing you bond arrears
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.
Instead of recommending generic solutions that may or may not be right for you, we prefer to understand your unique situation.
Only after an open and frank discussion around your financial position, will we suggest a way forward to help rehabilitate your debt.
Depending on your affordability, we may also be able to help you with debts you have with other lenders.
Some of the solutions offered through our Debt Care Centre include:
Debt Care Centre
To find out if debt consolidation is the right solution for you, get in touch through our Debt Care Centre below.
Learn more about borrowing
Loans
5 Types of loans
Looking for a brief guide explaining the various types of personal loans available? Look no further.
Managing your money
Payment holidays
You can take a break from your repayments on a credit agreement for a period of one to three months. During this time, you can use the money you’re saving to sort out any other credit commitments.
Managing your money
7 tips for taking out a personal loan
Need a little extra cash and thinking about taking out a personal loan? Here are three tips to help you decide if it’s the right option for you.
Property
Pension-backed home loans: What you need to know
A pension-backed home loan (as per the Pension Funds Act 19 (5) (a) and 37D) is an alternative form of housing finance where the loan is secured by your retirement fund savings instead of a mortgage bond.