Business and Commercial Banking
Our teams deliver innovative business and commercial banking solutions that empower African enterprises to grow. We build personal relationships with clients and provide tailored solutions and sector expertise that helps them start, manage and scale.
Here, when businesses grow, Africa grows.
What makes us an employer of choice?
861,000+ active clients
We work with businesses from different industries, sectors and stages of growth, across 17 African markets and 2 offshore hubs.
Award-winning business banking
We were recognised at the Euromoney Awards for Excellence 2026, as Africa’s Best SME Banking Ecosystem (SimplyBLU) and South Africa’s Best Bank for Large Corporates.
Sustainable impact at scale
We empower African businesses to grow more sustainably through climate-smart agri-finance, renewable energy funding and sustainable supply chain solutions.
Innovation that solves real business needs
We continue to invest in digital platforms, payments, funding solutions and new ways of helping businesses sustain real growth.
Grow alongside the businesses shaping Africa
A career in Business and Commercial Banking puts you close to the entrepreneurs and businesses driving Africa's economy. You will help solve real business challenges, unlock new opportunities and build broad commercial experience across different industries and markets.
It's a career where you can deepen your expertise and see the impact of your work as the businesses you support grow.
Our department areas
Banking Solutions and Product Development
We create secure digital wallets, lending tools and cash management platforms. Our solutions empower clients to transact seamlessly across local and international markets.
Business and Enablement
We build strategic propositions spanning agribusiness, franchising, public sector and ecosystem banking. Our team unlocks key trade corridors, including our specialised Africa-China trade network. We turn complex market insights into practical commercial growth engines for entrepreneurs.
Client Service and Coverage
We manage complex multi-jurisdictional client relationships across our diverse Africa regions. Our cross-functional coverage teams deliver bespoke financial structures while safeguarding the bank. We serve as trusted advisors, helping commercial clients navigate changing economic landscapes.
Commercial Clients
We partner directly with mid-market corporates. Our specialists deliver high-impact funding and operational solutions tailored to industry needs. We accelerate mid-sized enterprises as they expand their footprint across the continent.
Sector Specialists
Our sector specialists determine the strategy for the bank in 14 key sectors of our economy, as well as managing the sectoral portfolios. Our teams publish actionable research to help clients navigate industry shifts confidently.
Moonshots
We develop propositions with a focus on growing new businesses across Standard Bank, aiming to generate R1bn revenue over 3-5 years through partnerships. We are part of Business and Commercial Clients but operate as a Group function, enabling us to leverage all the group's resources while exploring external opportunities.
Commercial Asset Finance, Wholesale Finance and Fleet Management
We provide asset financing and smart fleet technologies across 15 African countries. Our platforms optimise capital equipment purchases and lower total cost of ownership. We help clients keep their logistics moving through real-time telemetry and management tools.
Merchants Solutions
We reimagine how African enterprises accept payments both in store and online every day. Our team deploys modern POS devices, digital wallets and secure online gateways. We make commerce seamless, enabling business owners to capture every sales opportunity.
Diners
We manage an iconic corporate card brand within the Discover® Global Network. Our solutions grant African executives access to over 70 million merchants globally. We deliver premium loyalty experiences, global acceptance and smart corporate expense tracking.
Driving business growth across Africa
Explore how our Business and Commercial Banking (BCB) teams help businesses start, manage and grow.
Build African wealth
Use your insight to protect client assets and secure their financial futures.
Connect capital to opportunity
Bring your expertise and connect clients across Africa to global capital markets.
