Business and Commercial Banking
Work with the teams that help build solutions that keep businesses growing and economies moving.
Programme areas
Business and Commercial Banking
Business Risk
Master risk management, compliance and financial management through multiple rotations. Build technical capability, practical judgement and commercial understanding. Become a trusted business partner with experience in operational risk, regulatory frameworks and assurance insights.
Business and Commercial Banking
Credit Risk
Grow your career through key rotations across South Africa and the continent. Master the future of finance through credit risk modelling and digital lending. Build deep expertise in portfolio management and advanced data visualisation. Drive smart lending decisions that empower African businesses and communities.
Business and Commercial Banking
Product Analyst
Learn the end-to-end lifecycle of the Business Lending business. Actively design target state client journeys and develop viable business cases. Blend theoretical learning of hard and soft skills with practical experience. Grow into a trusted partner who can present ideas with absolute confidence.
Business and Commercial Banking
Structured Lending Risk
Build vital skills as a Risk Practitioner within Structured Lending. Perform quantitative analytics and actively support the credit evaluation team. Learn to build strong, mutual stakeholder relationships through expert mentorship.
Business and Commercial Banking
Structured Credit Risk
Gain practical exposure to credit assessment, legal and regulatory requirements, and risk mitigation planning. Develop the judgement, confidence and stakeholder management skills to support complex lending decisions. Learn how to engage with clients as a trusted partner.
Business and Commercial Banking
Agriculture Risk
Gain deep credit risk skills within our dynamic Agricultural division. Support credit evaluations and design risk strategies to empower African farmers. Sharpen your commercial awareness and ecosystem thinking. Build exceptional relationship-management skills to connect authentically with diverse stakeholders.
Business and Commercial Banking
Business Banking Coverage
Partner with experienced relationship managers to deliver meaningful client solutions. Build practical experience in client servicing and active portfolio management. Help local businesses thrive and drive our economy forward.
Business and Commercial Banking
Moonshots
Gain hands-on experience in cutting-edge research and product development. Manage dynamic partnerships and support commercial execution across our business. Develop the insight and agility needed to solve complex challenges. Collaborate with top minds to shape the future of our clients.
When to apply
Applications for the Business and Commercial Banking graduate programmes open from April to the end of June each year. These dates may change so we encourage you to check our application portal regularly for the latest opportunities and closing dates.
Application windows may close earlier than advertised if we receive enough applications. Apply as soon as you are ready to avoid missing the opportunity.
How we hire