Celebrating reasons to believe in Africa reasons to believe in Africa
  • Who we are
    • Our group at a glance
    • Our Values and Code of Ethics
    • Corporate Governance
    • Our Leadership
    • Our Structure
    • It Can Be

    Standard Bank Group is a financial institution that offers banking and financial services to individuals, businesses, institutions and corporations in Africa and abroad.

    Find out about:

    • Our Strategy
    • Our financial results
    • Our global presence
    Contact us
    Contact Centre
    0860 109 075
    International
    +27 11 636 9111
    See all contact details
    All our products and services are based on a set of values that uphold the empowerment of our customers. Both internally, and in daily engagement with the our clients we foster transparency, innovation, accountability and superior service.
    Contact us
    Contact Centre
    0860 109 075
    International
    +27 11 636 9111
    See all contact details
    We ensure that all our services and products across borders are compliant with local legislation wherever we go. As we grow in Africa, we will continue to review our systems and processes according to the best possible compliance and risk management skills.
    Contact us
    Contact Centre
    0860 109 075
    International
    +27 11 636 9111
    See all contact details

    Our board of directors aims to promote the group’s long-term success. It delegates day-to-day management of the business and implementation of strategy to the Group Chief Executive, who is supported by the Group Leadership Council.

    Find out about:

    • Our Board of Directors
    • Our Group Leadership Council
    Contact us
    Contact Centre
    0860 109 075
    International
    +27 11 636 9111
    See all contact details

    We operate across the African continent through a number of subsidiaries, to provide solutions to all our clients.

    Find out about  our subsidiaries.

    Africa is our home. An exciting place, bursting with possibilities. In every corner, individuals and businesses are working relentlessly to achieve their dreams.

    We believe that dreams matter. They are the fuel that powers the future. To realise dreams, we take uncharted paths together. Paths that lead to growth. That’s why, every day, we are committed to finding new ways to make dreams possible.

  • What we do
    • Our Business

    We are a financial services group, offering services and solutions for 160 years, to Consumer & High Net Worth Clients, Business & Commercial Clients and Corporate and Investment Banking in and across Africa as well as key global locations.

     

  • Why we matter
    • Climate strategy
    • Our Sponsorships
    • Our Achievements
    • Reporting to society

    Our purpose is to drive Africa’s growth. We aim to do this in a sustainable and inclusive way. This means that we strive to have a positive impact through our business on important aspects of Africa’s development like education, infrastructure, financial inclusion and other UN Sustainable Development Goals.

    It also requires that we reduce the negative impacts of our business on the environment and society. Climate change is an important issue with implications for Africa’s growth. As the largest bank on the continent, we have the opportunity to play a leading role in supporting a just energy transition for Africa.

    Latest news
    View all news
    Climate strategy
    Sustainability | 16 Mar 2022
    Standard Bank unveils climate targets to support Africa’s sustainable development
    Group sets course for a net zero future and pledges to mobilise a cumulative amount of between R250 billion and R300 billion in sustainable finance by end of 2026.
    Read more
    Our sponsorship initiatives promote community upliftment through the support of sporting, art and music events, teams, festivals and clinics. We strive to nurture growing talents and to aid local communities to grow in their chosen fields.
    We are proud to be a part of what’s happening in Africa. By fostering growth opportunities on the continent, we believe that hands across borders will continue to strengthen business in Africa.

    We drive sustainable and inclusive economic growth in Africa. To ensure our commitment to making a positive and lasting impact, we have developed a framework of initiatives and objectives towards long-term social, economic and environmental upliftment.

    • Our purpose
    • Social, Economic and Environmental framework
    • Our impact areas
    • Download reports
  • Whats happening
    • Voices of Resilience
    • Newsroom
    • Covid-19
    • Campaigns
    • HeforShe
    • Our Financials
    • Overview We have supported our clients, employees and communities for 158 years, with a presence in 20 African countries and in key global markets. During the COVID-19 pandemic, our priority remains the same Learn More
    Get local and international financial report, analysis, commentary, banking news and all the stories you want to know.
    Latest news
    View all news
    Peoples health and lives come first - Sim
    Leadership | 24 Mar 2020
    We're here for you as we face this pandemic
    Our teams are ready to serve our individual, business and corporate clients as usual. While doing everything we can to keep our staff and clients safe, and to flatten the curve, we have also taken all the necessary steps to ensure that our essential services will be able to function.
    Read more
    Latest news
    View all news
    Peoples health and lives come first - Sim
    Leadership | 24 Mar 2020
    We're here for you as we face this pandemic
    Our teams are ready to serve our individual, business and corporate clients as usual. While doing everything we can to keep our staff and clients safe, and to flatten the curve, we have also taken all the necessary steps to ensure that our essential services will be able to function.
    Read more
    A view of all the campaigns within our group.
    Campaigns
    Changing the present to reshape the future
    At Standard Bank our dream is that everyone's dreams can be. We can work together. We can find solutions. And we can prove that with the right help, It Can Be.
    Read more

    Gender equity is a fundamental human right, and Standard Bank Group has committed to help create a gender-equal world.

Standard Bank Group
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Standard Bank Group
Overview
Who we are
Who we are
Our group at a glance
Our Values and Code of Ethics
Corporate Governance
Our Leadership
Our Structure
It Can Be
What we do
What we do
Our Business
Corporate and Investment Banking
Personal and Business Banking
Wealth
Why we matter
Why we matter
Climate strategy
Our Sponsorships
Our Achievements
Reporting to society
Sustainable development
Articles
Downloads
Our SEE impact
Africa Trade and Investment
Climate change and sustainable finance
Education
Financial inclusion
Health
Infrastructure
Job creation and Enterprise growth
Climate-related Financial Disclosures Reports
Environmental social and governance report
SBSA Transformation Report
Whats happening
Whats happening
Voices of Resilience
Overview
Putting people first
Clients show their resilience
Forging human solidarity
Charting a new path
Newsroom
Covid-19
Campaigns
It Can Be
PlusRewards
African Continental Free Trade Agreement
Spot the ball competition terms and conditions
African Women's Leadership Fund Initiative
HeforShe
Our Financials
Our Financial Results
Our Reporting Suite
Annual Integrated Report
Careers
Overview
Why join us
Why join us
What we offer
What we offer
Our career areas
Our career areas
Our structure
Brand and Marketing
Business and Commercial Clients
Client Solutions Clients
Compliance
Consumer and High Net Worth Clients
Corporate and Investment Banking Clients
Engineering
Finance and Value Management
Group Risk and Corporate Affairs
Innovation
Internal Audit
Legal
People and Culture
Early careers
Early careers
Overview
Bursaries
Chairman’s scholarship
Chairman’s scholarship alumni
Internships
Graduate programmes
Learnerships
FAQs
FAQs
Apply
Apply
Job opportunities
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My saved jobs
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Investor Relations
Sponsorships
Contact us
Financial growth with respect and integrity
Formats are missing
Nurturing business in Africa
Formats are missing

Who we are

We are the largest banking group on the continent by assets offering universal financial services across sub-Saharan Africa.

OUR GROUP AT A GLANCE

Offering Banking

Offering banking services in Southern Africa for past 160 years.

JSE Listing

Listed on the JSE for almost 50 years

African continent

Available across 20 countries on the African continent.

Employees

Over 49 000 employees
2022 Interim Results Highlights
See results summary
Headline earnings
33%

R15 263 million

1H21: R11 477 million

Headline earnings per share
30%

936 cents

1H21: 721 cents

Net asset value per share
11%

12 721 cents

1H21: 11 509 cents

Dividend per share (DPS) (c)
43%

515 cents

1H21: 360 cents

Return on equity
15.3%

1H21: 12.9%

Cost-to-income ratio
56.0%

1H21: 58.3%

Credit loss ratio (bps)
82 bps

1H21: 88 bps

Common equity tier 1 ratio
13.7%

1H21: 13.5%

MORE ABOUT THE GROUP
Strategy

We want to be the leading financial solutions provider throughout Africa. Our vision is to offer the very best banking services by harnessing relevant and appropriate digital and client-based platforms for ease of access to our products and services.

Tell me more
Values

All our products and services are based on a set of values that uphold the empowerment of our customers. Both internally, and in daily engagement with our clients we foster transparency, innovation, accountability and superior service.

Tell me more
Governance

All of our products, policies and decisions are developed in stringent compliance with the laws and ordinances of every country where Standard Bank is represented.

Tell me more
Our structure

From fast and accessible banking and transactional services to individuals across Africa we also aim to service and support SME’s, Corporate entities, financial institutions and governments on the continent.

Tell me more
Sim quote image
Sim Tshabalala
GROUP CHIEF EXECUTIVE, SBG AND EXECUTIVE DIRECTOR, SBSA

Africa is our home, we drive her growth.