Personal and Private Banking

To build a readily available pipeline of the Next Generation Leaders using an integrated approach, thereby ensuring future leaders have the necessary competencies and skillset that not only includes Financial and Business acumen but that also extends to skillsets pertaining to Leadership, Risk Mitigation, Behavioural Science, Analytics, Operational Management

• To integrate several core capabilities to align customer, financial, commercial, risk, digital and people outcomes to the Banks Strategy.
• Application date: 1 April 2025 - 30 June 2025

Minimum Requirements

FAIS accredited Undergraduate or Honours qualification in: 
Bachelor of Commerce with majors in:

• Psychology
• Industrial Psychology
• Marketing
• Business Administration

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
• Undergraduate qualification to be completed by 31 December 2024.

We're looking for talented individuals to join our Risk Management team.

The aim of our 18-month Graduate Programme is to equip you with skills and experiences deemed necessary to set you up for becoming a skilled Risk Practitioner, with guidance and support from Senior Executives & Managers who run the Risk Management portfolios.

Through a series of rotations, you will learn how risk is managed in the bank and gain extensive experience in a wide range of analytical areas within the Personal & Private Banking (PPB) Risk business unit. These areas include Decision Science, Credit Solution Engineering, Lending portfolios (i.e. Credit Card, Home Finance, Car Finance and Personal Loans), Fraud Risk Management and Non-financial risk.

You will be recruited as a permanent employee from the start of the program and placed into a team of choice, after rotations conclude.

During this 18-month programme you can look forward to:

• Learning about the Credit Lifecycle
• Participating in value adding projects
• Ad hoc reporting, insights and analytics to inform business decisions
• Collaborating with various teams
• Learning/improving coding skills
• Driving modernisation of digital credit solutions/strategies in Africa Regions
• Contributing to fraud insights and analytics
• Scorecard, capital, impairments and/or machine learning model monitoring and/or development
• Building credit strategies
• Using data science tools to automate risk assurance processes.

Application dates: 1 April 2025 - 30 June 2025

Minimum Requirements

Masters or Honours in BSc / BCom / BDatSci

• Statistics
• Data Science
• Pure Mathematics
• Actuarial Science
• Informatics/ Information Systems
• Computer Science
• Computational and Applied Mathematics
• Econometrics
• Behavioural Economics

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 18 months
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies (compulsory)
• Honours qualification to be completed by 31 December 2024

For us, data is not just an asset; it’s the heartbeat of innovation and progress, fuelling our ability to drive growth on the continent we proudly call home.

In an era where our world is shaped by data-led solutions, we’re at the forefront of building this critical function in our business. Our Data Science Graduate Programme puts you right at the centre of this fast-moving area, with a focus on structured training and development and a commitment to technical, personal, and professional excellence.

So, who are we looking for? You’ll be hugely talented, with a strong quantitative background. You’ll also be obsessed with solving real client problems by analysing data, identifying insights, and building bespoke solutions. Bring these skills to our graduate programme, and discover how - through learning, support, and unrivalled exposure - you’ll transform your potential into impact.

Here, your ambition and skill will find its match in our dedication to excellence.

Key responsibilities:

Client

• Supports business integration through integrating model outputs into end-point production systems, incorporating business requirements and knowledge of best practices.

Data

• Assist the gathering of data for use in Data Science models, ensuring that chosen datasets best reflect the organisations goals. Performs data pre-processing including data manipulation, transformation, normalisation, standardisation, visualisation, and derivation of new variables/features. Utilises advanced data analytics and mining techniques to analyse data, assessing data validity and usability; reviews data results to ensure accuracy; and communicates results and insights to stakeholders.
• Assists various mathematical, statistical, and simulation techniques to typically large and unstructured data sets in order to answer critical business questions and create predictive solutions which drive improvement in business outcomes. Assists analytics and insights across the organisation by developing advanced statistical models and computational algorithms based on business initiatives.
• Codes, tests, and maintains scientific models and algorithms and identifies trends, patterns, and discrepancies in data and determines additional data needed to support insight. Processes, cleanses, and verifies the integrity of data used for analysis.
• Use data profiling and visualisation techniques using tools to understand and explain data characteristics that will inform modelling approaches. Communicate data information to business with respective stakeholders, presenting trends, correlations and patterns found in complicated datasets in a manner that clearly and concisely conveys meaningful insights and defend recommendations under the supervision of data scientists.
• Utilises the appropriate data storage and data mining tools to ensure value can be extracted from the sourced data. Mines data using state-of-the-art methods and enhances data collection procedures to include information that is relevant for building models.

People

• Liaise and collaborate with the Data Science Guild providing support to stakeholders in the department for its data centric needs. Collaborate with subject matter experts to select the relevant sources of information and translates the business requirements into data mining/science outcomes. Presents findings and observations to team for development of recommendations.

Product

• Supports various mathematical, statistical, and simulation techniques to answer business questions within specific areas of focus. Develops modelling solutions that enable the forecast of quality data outcomes. Ensures that volumetric predictions are modelled so that resource requirements are optimally considered. Supporting reporting production ensuring sustainable and effective modelling solutions.
• Supports and implements operational IA plan, rules, methodologies, and coding initiatives in order to ensure IA for remediation efforts. Support and implements the strategy for productionalising automation software so that it is accurate and well maintained.

Technology & Architecture

• Assists in building machine learning models from and utilises distributed data processing and analysis methodologies. Competent in Machine Learning programming in R or Python, with supplementary still in Matlab, Java, etc. Familiar with the Hadoop distributed computational platform, including broader ecosystem of tools such as HDFS / Spark / Kafka.

Ready? Apply for the Standard Bank Data Science Graduate Programme below.

Application closing date: 1 April 2025 – 30 June 2025Minimum requirements:

Completed or currently enrolled in an Honours or Master’s degree in the following fields:

• Data Science
• Statistics
• Computer Science
• Applied Mathematics
• Quantitative Risk Management
• Engineering (Computer, Industrial, Chemical, Electronic, Electrical, Mechanical, Mechatronic)

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 24 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025

The Behavioural Economics graduate will operate across functions (Analytics, Digital, Product, Marketing, Channel) leveraging behavioural insights to design nudges that shape customer behaviour in a way that generates commercial value to the Bank.

The Behavioural Economics team is responsible for researching, collating and recommending global best-practice behavioural case studies from industry and academia, which in turn guide the design and development of new initiatives, implemented through multi-disciplinary teams and regular experimentation. The focus is on full spectrum of personal and business banking services and initiatives span across financial wellbeing, customer outcomes such as improving savings rates and credit performance, and internal productivity.

This exposure to the value chain within financial services, from execution at the front line to developing, testing and scaling positive interventions. Success is dependent on cross-functional teamwork, which include digital channels, branch network, segment, product and marketing and the programme involves active learning and opportunities for various practical applications.

Through this rotational programme, you’ll get the opportunity to learn how to construct a behavioural intervention, from design to execution and further manage and measure key experimentations. This exciting programme involves identifying new opportunities, researching the latest methods and sourcing behavioural insights from customers, designing, monitoring and measuring experiments and working across functions to implement and scale feasible projects. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

During this 12-month programme you can look forward to:

• Hypothesis-driven business problem solving
• Testing hypotheses in live environments (i.e. field experimentation)
• Project management
• Speaking your mind
• Adding value to the bank
• Engaging with senior and junior stakeholders
• Behaving in accordance with the bank’s professional standards, and
• Building a passion for behavioural economics.

Application closing dates: 1 April 2025 - 30 June 2025

Minimum requirements:Masters or Honours in:

• Economics
• Psychology
• Cognitive Science
• Neuroscience
• Organisational Behaviour
• Decision Making
• Sociology
• Business Science
• Marketing

EconometricsCriteria

• South African Citizen
• Should you have work experience, it should not exceed 24 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2025

We believe in courageously embracing change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality. 

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion to interact with people and ability to create memorable client-centric experiences, then the Personal and Private Banking SA (PPB) Sales and Service Execution Graduate Programme is for you.
 
We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our private client environments countrywide.  This is an exciting opportunity to strengthen your understanding of client relationship management i.e.  Private Bankers, Young Professionals and Acquisition Bankers.
 
The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.
Are you up for the challenge?
If your answer is yes, then take your career to new heights in Relationship Banking.

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation. These rotations are based on virtual and face to face, and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches.
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions. 
• At the end of the rotations, you are required to achieve all programme  milestones. as per Job Description and Performance Contract.  

Application closing dates: 1 April 2025 - 30 June 2025

Minimum requirements:

FAIS accredited qualification in: 

• BCom Honours Financial Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies

Honours qualification to be completed by 31 December 2024

We believe in courageously embracing change, that is why we keep innovating for our clients. Through our gritty determination and finding new ways to win, we make our clients dreams a reality.  

At Standard Bank we are passionate about helping you to achieve your dreams. Are you a recently qualified graduate who has the passion to interact with people and ability to create memorable client-centric experiences, then the Personal and Private Banking SA (PPB) SB Private Graduate Programme is for you. 
 
We are looking for talented and inspired people to work, learn and commit to our deep client obsession in our private client environments countrywide.  This is an exciting opportunity to strengthen your understanding of client relationship management i.e.  Private Bankers, Young Professionals and Acquisition Bankers 
 
The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders. 
 

Are you up for the challenge? 
If your answer is yes, then take your career to new heights in Relationship Banking. 

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation.  These rotations are based on virtual and face to face, and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the Coaches. 
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions.  
• At the end of the rotations, you are required to achieve all milestones as per Job Description and Performance Contract.

These programmes locations: are available in the following provinces: 
Bloemfontein, Gauteng, KwaZulu-Natal, Limpopo, Mpumalanga, North-West

Gqeberha, Western Cape

Application closing dates: 1 April 2025 - 30 June 2025

Minimum Requirements

FAIS accredited qualification in: 

• BCom Honours Financial Management

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2024.
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Honours qualification to be completed by 31 December 2024.

At Standard Bank Wealth and Investment, our primary focus is on establishing meaningful and informed relationships with our clients. By delving into what matters most to them, we gain a comprehensive understanding of their goals, aspirations, and dreams for themselves, their families, and their businesses. With this knowledge, we seek to develop tailored financial plans that enable our clients to live the lifestyle they desire, while also ensuring their generational wealth needs are well taken care of. Our goal is to shape our clients' passions and purpose into their wealth, thus creating a legacy for generations to come.

Our core values - initiative, communication, accountability, relationships, and excellence - are integral to everything we do. We strive to weave these values into every aspect of our business. Our interactions with our clients are part of a meaningful culture, where we strive to deliver excellent service "before the sun sets." Relationships are at the heart of our business, and we take a holistic approach to delivering seamless solutions for our clients.

Are you a recently qualified graduate who has a passion for building strong relationships and interacting with people. Does the concept of exceptional client experience resonate with you? Then the PPB Wealth and Investment Graduate Programme is the perfect opportunity for you.

We are looking for talented individuals who aspire to grow their career and gain exposure in an exciting business area where you will experience relationship building and excellence at every touch point.

This is an exciting opportunity to strengthen your understanding of relationship banking and client experience in the Wealth and Investment Business.

The programme provides exposure to relationship banking within the financial services industry and success is dependent on cross-functional teamwork within client service teams and involves active learning and opportunities for various practical applications through a rotational programme. In addition to keeping up to date on best practice, you also get the opportunity to present your insights and results to a broad range of stakeholders.

Apply now and be part of the journey toward relationship banking of the future.

Main accountabilities:

• Rotating through different departments will allow you the opportunity to gain experience of different functions and rapidly learn the organisation.  These rotations are based on virtual and face to face and virtual work immersion, i.e. connect, learn and perform these tasks under the supervision of the coaches.
• In support of the virtual / face to face work immersion, you are required to complete relevant training to support your development.  Training will be available online, via virtual / face to face meetings and virtual / face to face classroom sessions. 
• At the end of the rotations, you are required to achieve all programme milestones.

Programme locations: Gauteng and Western Cape

Application dates: 1 April 2025 - 30 June 2025.

Minimum Requirements

FAIS accredited Honours qualification in: 

• BCom Accounting

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies.
• Honours qualification to be completed by 31 December 2024.

Youth and Mass Segment represents over 8 million customers (almost 80% of the total PPB SA customer base)

The Graduate Programme aims to introduce the graduate to the Youth and Mass segment specialising in data and insights. This will include extracting transactional and client level data to support campaigns as well as other reporting requirement for the Youth and Mass team.

The programme further entrenches the concept of commercialising the data to entrench customers and increase customer usage through supporting business cases and post implementation review reporting and analysis.

Main accountabilities:

• Opportunity size reporting for campaigns.
• Post implementation reporting of campaigns.
• Customer and transactional reporting of Youth and Mass clients on a weekly, monthly and quarterly basis

Application closing date: 1 April 2025 - 30 June 2025

Minimum requirements:

Undergraduate or Honours qualification in: 

• Bachelors degree in Mathematics, Data Science, Information Science or similar
• Bachelors degrees in Commerce

Criteria

• South African Citizen
• Should you have work experience, it should not exceed 12 months 
• Full academic transcripts to be submitted with application for undergraduate and postgraduate studies
• Undergraduate qualification to be completed by 31 December 2024