Environmental, social and governance
We proactively manage ESG risks through integrated policies, processes and governance structures. We carefully identify and manage ESG risks and opportunities in our operations and investments, ensuring responsible decisions.
Our ESG performance is tracked and reported using metrics aligned with leading global frameworks, including the UN Sustainable Development Goals (SDG), the Paris Agreement and the African Union's Agenda 2063. We assess our performance based on our positive contribution to society and the environment and our effective ESG risk management.

R177.4 billion since 2022, against a target of R250 billion by 2026.
R17.24.4 billion in 2024, inclusive of lending to SMEs and mortgages for affordable housing.
R22.5 billion in 2024, including R19.8 billion for new renewable energy power plants.
Level 1 status in South Africa.
Our employee net promoter score (eNPS) is +48.

We are committed to achieving net-zero emissions by 2050 and supporting a just energy transition in Africa.

Our comprehensive approach to sustainability is embedded in our business strategy and operations.