Business and Commercial for Graduate Careers

Through comprehensive banking solutions, we address the needs of small to medium-sized enterprises (SMEs) and commercial banking clients.

Programme areas

Commercial Clients graduate programme

Our Business and Commercial Clients (BCC) segment provides broad-based client solutions to a wide spectrum of small, medium and large commercial businesses. Our client coverage support extends across a wide range of industries and sectors. 14 sectors with access to a range of industry experts. We have partnered with businesses for over 158 years and it’s our approach to customer relationships that truly distinguishes us.

In this graduate programme, we take care of the top end of Business and Commercial clients. We’re looking for goal oriented and talented individuals with a passion for helping clients succeed; graduates who are driven to go above and beyond.

During the programme you’ll have exposure to compiling financial reports, provide analysis and reporting on the natural resources impact in the sectors we support. Within the Natural Resources sector, our focus is mainly on the Energy sector with Renewable Energy as a subset including Mining and Oil & Gas sectors. These sectors are acknowledged to be growth sectors within the South African Economy.

Qualifying criteria

Undergraduate or postgraduate degree in Electrical Engineering

Programme duration: 12 months

Application dates: 1 April 2023 – 15 June 2023

Credit Risk graduate programme

Our Credit Risk department exists to minimise the risk of loss due to a customer defaulting, and to effectively balance risk and reward. It spans across our Consumer and High Net Worth and Business and Commercial segments, so the focus during the programme will be on both personal and business clients.

This 12-18-month programme will expose you to the full Credit Lifecycle, encompassing analytical and non-analytical tools and methodologies – which will ensure you're on the most appropriate technical and leadership development path for your career.

Through a series of rotations, you'll gain exposure to all the activities of the credit life cycle – plus comprehensive experience of our work and its impact on the organisation, our customers and the African continent. It’s an industry-leading programme, where you’ll collaborate with other functions, including IT, Finance, Marketing, Legal and Compliance, Product, so the opportunities for your career are amazing.

Qualifying criteria

Postgraduate degree in BSc or BCom in one or more of the following: Statistics, Pure Mathematics, Actuarial Science, Computer Science, Computational, or Applied Mathematics
Must be a South African citizen.

Programme duration: 12-18 months

Application dates: 1 April 2023 – 15 June 2023

APPLY FOR GRADUATE PROGRAMMES

2023 applications open from 1 April 2023 - 15 June 2023.

View our Graduate Opportunities

Graduate application process

We believe in making dreams possible and connecting the brightest talent to the meaningful opportunities they need to build their skills, ignite their ambitions, and get closer to their purpose.

Step 1: Apply online

Visit the Careers Portal
Go to the apply tab then select my profile.
If you are a first-time visitor select tell me more to create your SmartRecruiters profile.
Complete the profile information or upload your LinkedIn or Indeed profile to create a SmartRecruiters profile
Once your profile has been completed and you have uploaded your supporting documents then you can apply for your preferred Early Careers Programme.

Step 2: Interviews

Once you've successfully passed the screening part of our process, we'll invite you to a video interview for the programme you've selected.

If your application is unsuccessful for your preferred programme, but you meet the criteria for another, we'll invite you to a video interview for that programme.

Step 3: Assessments

If you're successful at the interview stage, we'll then ask you to take part in an assessment. Each assessment we run is individually linked to one of our Early Careers Programmes, but we'll be sure to give you more information on what's expected of you beforehand.

Step 4: Offer/Decline

Although we'd like to offer all the talented applicants a place, competition for spaces on our Early Career Programmes is often fierce. That's why, post assessment stage, we'll prioritise letting you know whether your application has been successful or not.

Still have questions?

Visit our FAQ page before applying